In person
Countertop terminals for chip, tap and swipe.
Get paid. Keep more. No surprises.
Transparent credit card processing, with every fee shown up front and no long-term contract.
SoaraPay
Card sale$100.00
Card network costsat cost
Sovara Pay fee[YOUR RATE]
APPROVED
That's the whole statement. What the card networks charge, plus our fee. Nothing else.
AcceptVisaMastercardAmerican ExpressDiscoverApple PayGoogle PaySamsung Pay
Every way to get paid.
One merchant account for credit and debit card processing at the counter, online, on your phone and by invoice.
Online
Secure checkout for your website.
On the go
Mobile readers for events, deliveries and pop-ups.
Invoices
Send a pay link and get paid by card.
Simple, honest pricing.
Every card sale has two costs. With interchange-plus pricing, we show you both. How interchange-plus pricing works
Card network costs
Passed straight through at cost. Every processor pays the same rates. We don't mark them up.
Our fee
One rate, agreed in writing before you sign and printed on every statement.
No long-term contracts
No hidden fees
No surprise increases
Real people, when you need them.
Call and a person answers. They'll know your account and help you fix the problem.
Shops and restaurants
Fast setup and terminals that just work.
Service businesses
Invoices, pay links and card-on-file payments.
Enterprise and tribal enterprises
Gaming, hospitality and multi-location operations, with RFP-ready documentation.
Switching takes a few minutes.
Send us your last statement and we'll show you what you'd pay with us.
- 1Share your details. Or a recent statement.
- 2Get a written quote. Every rate and fee, itemized.
- 3We handle the setup. You keep selling.
Know what you're paying.
Plain-English guides to card processing costs.
Guide
Credit card processing fees, explained
What you pay on every sale, who sets each fee, and eight ways to lower your costs.
GuideWhat is interchange-plus pricing?
How it compares with flat-rate and tiered pricing, and when it saves you money.
IndustryPayment processing for tribal enterprises
Card processing for casino resorts, hospitality and tribal government enterprises.
Questions?
What is interchange-plus pricing?
You pay the card networks' actual costs (interchange and network fees) plus one fixed markup from us. It's the most transparent way to price card processing. Read the guide.
How can I lower my credit card processing fees?
Start by checking your statement for markups hidden inside blended or tiered rates, and for monthly fees you didn't agree to. Then compare an interchange-plus quote. We'll do that review for free. See eight ways to lower fees.
How much will I pay?
What the card networks charge, plus our fee. You get both in writing before you sign.
Do I need new equipment?
Not always. Many terminals can be reprogrammed. If you need new ones, we'll quote them up front. [HARDWARE TERMS]
When do I get my money?
[DEPOSIT TIMING]
What if I want to leave?
You can. Accounts are month-to-month. [CANCELLATION TERMS]